Secularism? I think. Just answered similar question
The Reconstruction Act helped rebuild the United States after the Civil War.
Answer: negative reinforcement by escape
Explanation: Negative reinforcement occurs when a disliked or aversive stimulus is prevented or altered or stopped. The scenario above describes negative reinforcement by escape which means that an aversive, unwanted or disliked event is removed after it has occurred. Escape is a negative reinforcement and occurs when the aversive stimulus has occurred before being removed. In the context above, Tom was only able to prevent his loss after it has occurred, meaning an escape negative reinforcement.
The marginal benefit is a measurement of the amount of satisfaction obtained from consuming an extra unit of a good or service. Satisfaction in consumer theories is called utility.
In order to perform the purchase, the benefit obtained has to be greater than the cost endured. This is the condition for the consumer to be better off after buying. Therefore, the marginal benefit equals the maximum amount of money that a person is willing to pay for a certain good or service.