The right answer is B „you have health insurance with a 500 deductible”
Explanation:
The health insurance covers the part of a person risk to need medical services with expenses that spreading the risk over a large number of people. The deductible is how much you will have to pay for medical services before your insurance plans starts to pay for it. When you get to that limit, then the insurance company starts covering the services you will need. The out-of-pocket expense is the payment that can be reimbursed from another source, that you pay for medical needs just like coinsurance.
