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2 years ago

What is a risker loan for the lender?

Business

1 answer:

Nadya [2.5K]2 years ago

4 0

Answer:

Explanation:

A risky mortgage is really a loan product that doesn't correspond to the borrower's ability to repay it. During the crisis, certain mortgage types were being matched with the wrong borrowers, and lenders were reeling them in with the prospect of refinancing. These loans had a foreclosure start rate of 3.39%.

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Jack recommends his new keurig coffee machine to his friend jill. jill buys her own keurig and loves it - studies show that she

Elza [17]

The effect that could be called to the given scenario above is the referral marketing. The referral marketing is a way of being able to promote products to customers, specifically new, with the use of referrals. It could be seen above as after Jack recommended it to Jill, Jill will now refer the product that she loves to another person that could be a potential new customer.

8 0

3 years ago

In the long run, assuming that the owner of a firm in a competitive industry has positive opportunity costs, she a. should exit

Svetradugi [14.3K]

Answer:

c. will earn zero economic profits but positive accounting profits

Explanation:

A competitive industry is characterised by many buyers and sellers of homogenous goods and services.

There are no barriers to entry and exit of firms. If firms in a competitive industry earn economic profit in the short run, firms enter into the industry in the long run and economic profit falls to zero.

A competitive firm earns accounting profit but doesn't earn economic profit.

Accounting profit = Revenue - Cost

Economic profit = Accounting profit - Opportunity cost

I hope my answer helps you.

5 0

3 years ago

There are two common measures of economic growth: (1) increases in real GDP over some period of time and (2) increases in real G

Komok [63]

'There are two common measures of economic growth: increases in real GDP over some period of time and increases in real GDP per capita over some time period.

This statement is True.

Gross domestic product is a monetary measure of the market value of all final goods and services produced and sold by a country in a given period of time. Due to its complex and subjective nature, this indicator is often revised before being considered a reliable one.

GDP = private consumption + private gross investment + government investment + government expenditure + (exports – imports). GDP is usually calculated by a country's national statistical agency according to international standards.

GDP measures the monetary value of the final goods and services produced in a country (that is, purchased by final consumers) over a specified period of time (such as a quarter or a year). Counts all electricity generated within a country's borders.

Learn more about GDP brainly.com/question/1383956

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7 0

1 year ago

Venus Company sold goods, with a selling price of $ 14,221, for cash. The state sales tax rate is 8%. What amount is credited

Verdich [7]

Answer:

$ 14,221

Explanation:

Data provided in the question :

Selling price of the good = $ 14,221

State sales tax rate = 8 %

now,

the sales tax on the goods sold = 8% of $ 14,221

the sales tax on the goods sold = 0.08 × $ 14,221 = $ 1,137.68

therefore,

The total cash received = Selling price + sales tax on the

The total cash received = $ 14,221 + $ 1,137.68 = $ 15,358.68

now the received tax goes to the state i.e $ 1,137.68

Therefore,

the net sales revenue credited to the account

= total cash received - sales tax on the goods sold

the net sales revenue credited to the account = $ 15,358.68 - $ 1,137.68

the net sales revenue credited to the account = $ 14,221

3 0

3 years ago

Several years ago MMM Company borrowed money through a bond issue with the following features. Each individual bond has a $1,000

Fynjy0 [20]

Answer:

$1040.56

Explanation:

A bond is debt instrument issued by a borrower which promises to pay the holder regular interest for the holding period and the terminal value at the end of the period.

According to the discounted cash flow model, the value of an asset is the present value of the future cash flows arising from the assets discounted at the required rate of return.

Present value is the worth today of an amount expected in the future.The process of calculating the present value is called discounting

To calculate the price of this bond, we shall discount the future cash flows using the required return of 8% per annum, which is the same as 4% per six-month

Interest payment per 6 month = (9% × $1000)/2= $45

PV of interest payment = 45 × (1- (1.04)^(-2×5))/0.04)= 364.995

PV of redemption value = 1000 × 1.04^(-2× 5) = <u>675.56</u>

Price of the bond 1<u>040.56</u>

6 0

3 years ago