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frutty [35]
2 years ago
9

What is a risker loan for the lender?

Business
1 answer:
Nadya [2.5K]2 years ago
4 0

Answer:

Explanation:

A risky mortgage is really a loan product that doesn't correspond to the borrower's ability to repay it. During the crisis, certain mortgage types were being matched with the wrong borrowers, and lenders were reeling them in with the prospect of refinancing. These loans had a foreclosure start rate of 3.39%.

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It is most accurate to say that successful niche marketing relies on a firm's ________ and its ________.
Neporo4naja [7]

It is most accurate to say that successful niche marketing relies on a firm's Greater knowledge of customers need and its special reputation.

<h3>What is a marketing niche?</h3>

A niche has to do with the particular brand or the particular trade that a person that is focused on buying and selling does.

This is to say that the person that is focused here would be successful if they know what their customers demand from them and the ways that they can carry out their activities for a greater reputation. The niche has the brand of the business.

Read more on business niche here: brainly.com/question/1519816

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4 0
2 years ago
On January 2, 2015, Roth, Inc. purchased a laser cutting machine to be used in the fabrication of a part for one of its key prod
Irina18 [472]

Answer:

Explanation:

Depreciation is the systematic allocation of the cost of a machine over its useful lifetime.

There are different types of depreciation like the straight line , double declining  and the units of production method.

<u>Workings</u>

Depreciable amount = 120,000-5000 = 115,000

Useful life = 4 years

Depreciation rate = 115000/4 = 25% = 28,750

                                              2015      2016       2017         2018

Straight line depreciation    28,750  28,750   28,750    28,750

Double declining

Double declining rate = 25%*2 = 50%

2015 = 50% * 115,000= 57,500

2016

Opening book value = 115,000-57,500 = 57500

Depreciation = 57,500*50% = 28,750

2017

Opening book value = 57500-28,750 =28750

Depreciation = 50%*28,750 =14,375

2018

Opening book value   28750-14375 = 14375

Depreciation = 14375*50% = 7188

Units of production

2015 = 280000/1150,000*115,000 = 28,000

2016 =430,000/1150000*115000 = 43,000

2017= 360000/1150000*115000 = 36,000

2018 = 80,000/1150000*115000 = 8000

B

IF the machine was bought on July 1, 2015

Straight line depreciation

2015 = (25%*115000 ) /2 = 14,375

2016 =25%* 115,000 = 28,750

2017 = 25%*115000 = 28750

2018 = 25%*115,000 =28750

2019 =(25%*115000)/2 = 14,375

Double declining method

2015

(115,000*50,000)/2 =28750

2016

Opening book value =115,000-28750 =86250

Depreciation = 50%*86250 = 43,125

2017

Opening book value =86250-43125 =43125

Depreciation = 43,125*50% = 21,563

2018

Opening book value

43125-21563 =21562

Depreciation = 21562*50% =10,781

2019

Opening book value = 21562-10781 =10781

Depreciation = 50%*10781 = 5391

3 0
3 years ago
Children aged birth to 18 months do not consistently show safety awareness
Kamila [148]

Children aged birth to 18 months do not consistently show safety awareness and cannot reliably demonstrate knowledge of safe choices. So, this statement is true.

<h3>What do you mean by children?</h3>

Children refer to the young human being who is below the age of puberty or below the age of the majority.

Children aged birth to 18 months do not consistently show safety awareness and cannot reliably demonstrate knowledge of safe choices.

Therefore, the above statement is true.

Learn more about children here:

brainly.com/question/11364001

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4 0
2 years ago
Adjustable-rate mortgages often start out low and then "adjust" to a higher rate after a few years. Fixed-rate mortgages are gua
Brums [2.3K]

It all depends on the degree of consumer risk aversion. Some consumers are more likely to be at risk than others. If my propensity for risk in the face of the possibility of a premium is greater, I will prefer the adjustable hypotheca, which gives me the chance to pay less in the end. If I am a risk averse consumer, I will prefer a fixed hypotheque that will give predictability to my budget.

5 0
3 years ago
Reason we study persuasion
WARRIOR [948]

Answer:

in regular businesses, persuasion is very important because it can boost your sales and gain trust.

Explanation:

5 0
3 years ago
Read 2 more answers
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