The bering strait is the land bridge
The bank wants to give you an incentive to pay back the loan. If they did not hold your assets as collateral, you could simply fail to pay back the loan and really not lose anything other than your credit score. Many borrowers already have tarnished credit scores, so that is rarely enough incentive to base a loan on.
I would put this into your own words considering I copied and pasted it. Other than that I hope this helps!
China had resources Europeans wanted such as dyes textiles and rice. China would also provide cheap labor and lots of land for the Europeans
The philosophies of individualism and secularism were similar during the European Renaissance because d) each philosophy deemphasized the importance of religion. This was because individualism emphasized that the individual could make their own choices (without influence from the government or the church) and secularism emphasized living a life without the church (or the influence of the church).