The common difference is 4. If you look at the numbers 1 and 5, there is a difference of 4. If you look at 5 and 9, there is also a difference of 4. If you look at 9 and 13, there is a difference of 4. Therefore, in this arithmetic sequence, the common difference is 4.
the simple fact that 94 is 49 backwards means nothing, anymore than say 001 and 100 are equal quantities or related other than in the digits.
so, 0.49 or 49/100 and 0.94 or 94/100, are two values, both are at the one hundredth level, so to see who is larger, we can nevermind the 100 and look at the numerator, 94 is clearly much larger than 49.