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Basile [38]
2 years ago
15

Harold and elaina are being considered for a car loan. the banker looks at their creditworthiness because he wants to be sure th

e bank will get the loan payments on time and that the loan will be paid back in full. the table below summarizes the information that was on their applications. application information questions harold elaina how many years have you had your job? 3 7 what is your monthly salary? $2,600 $2,250 how many credit cards do you have? 2 6 how much debt do you have? $3,000 $12,000 how many times were you late with payments on credit cards in the past year? 1 8 who will get the better loan rate from the banker and why? elaina because she has more credit cards available to her. elaina because she has had her job longer, which makes her look more stable. harold because he makes more money per month. harold because he pays his bills on time and does not have too much debt compared to his income.
Business
2 answers:
Fantom [35]2 years ago
6 0
<span>Harold because he pays his bills on time and does not have too much debt compared to his income.</span>
GenaCL600 [577]2 years ago
3 0

Answer:

Harold because he pays his bills on time and does not have too much debt compared to his income.

Explanation:

the income for both persons is quite similar but their credit history is substancially different.

Eliana has a lower salary but higher debt than Harold thus, his debt to income is higher. Elaina also fails in their payment. From the credit card we can assume is paying one by transferring to another credit card.

While Harold is a more reliable borrower as it has lower debt and pays on time for most of the time.

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Answer:

<u>C) cross-functional</u>

Explanation:

  • Aa per the teams that are made up of the different department of work the cross-functional team will be one that is most likely to be from the same hierarchy level of a flat organization but shows a mix of the finance, IT, human resource and telecom, etc, working towards a common goal.
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2 years ago
How do companies research potential new markets? Choose a global company who has a record of successful new market entry and exp
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Explanation:

Companies search for potential new markets by collecting consumer data to understand their opinions, wants and needs, and then being able to enter a new market with a safe and effective strategy to generate profits and successes. Data collection occurs in the form of primary and secondary research. The primary research takes place directly with the consumer, it can be carried out in the form of focus groups, which is a direct analysis of the market demand researched by the consumer.

As for secondary research, information is received through third parties, such as online sites, trade associations, etc., which give an idea of ​​market behavior.

IKEA in China is an example of a global company that entered a different market in the form of strategic adaptation to meet the needs of the Chinese, through ideas and concepts aimed at this public.

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2 years ago
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Answer:

The correct answer is the letter a. Standardized services are more efficient and cost less than personalized services.

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The personalized services are those provided according to the characteristics of each person, that is, we seek to individualize the service to meet customer needs. Standardized services refer to services provided equally to all customers, not seeking individualization. In this respect, standardized services are more efficient and cost less, as the individual cost of service does not change, leading to lower costs as the quantity of services sold increases.

5 0
3 years ago
According to climate data recorded since 1884, the average annual snowfall in philadelphia is 22.3 inches. this value is an exam
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<h3>What can we conclude from descriptive statistics?</h3>

The features and value distribution of one or more datasets are summarized using descriptive statistics. The central tendency and degree of value dispersion in datasets can be quickly viewed by analysts using the traditional descriptive statistics.

Learn more about descriptive statistics: brainly.com/question/13335435

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6 0
1 year ago
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2 years ago
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