To explain phenomna power. (Idk how to exactly spell phenomna so im srry if its wrong.
Answer:
owned medical insurance for catastrophic illness but paid for routine medical care out of their own pockets.
Explanation:
Before world War 2, people who have done medical insurance uses this insurance only for catastrophic illness and paid money for the routine check up. But After world War 2, these people uses medical insurance for both catastrophic illness and routine check up because of poor financial conditions. The second word war damage the financial condition of many people so they cannot pay routine check up bills.
Rome i believe Rome but you didn't give the list Hope this helps<span />
Common Sense is the answer