A mortgage clause that states that the mortgage is due and payable upon certain conditions, such as the non-payment is the option(d) i.e, the Acceleration clause.
<h3>What is 
a mortgage clause?</h3>
A provision in an insurance policy (such as a fire insurance policy) that allows the designated mortgage to receive payment for property damage or loss.
There are different types of clauses:
- Acceleration clause
- Due-On-Sale clause
- Prepayment Penalty clause
- Subordination clause
-  Release clause
If the borrower breaches the conditions of the agreement, an acceleration clause in a mortgage or trust deed states that the entire obligation is payable immediately. Additionally, it will specify the circumstances under which a lender may request full loan payback. For instance, home loans frequently feature an acceleration provision that kicks in after a certain number of missed payments.
Most of the time, it is harmful to accelerate a loan. Typically, it denotes that the borrower has fallen behind on payments or broken the terms of the agreement, and the lender is requiring prompt repayment of the whole loan balance to avoid foreclosure.
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Answer:
Calculate Recline’s contribution margin ratio.  
Contribution Margin RATIO  34%
Calculate the break-even point in sales dollars for Recline.    
Break-Even Point  $1.030.556
Explanation:
- The contribution margin it's determined by the total amount of Gross Profit divided by the total value of sales. To this case $405,000/$1,192,500 = 34%
       Income Statement
11.250      	Quantities
$106          Unit Price
$1,192,500	Sales
-$787,500	Cost of goods sold
$405,000	Contribution Margin  34%
-$281,250	Fixed Cost
$123,750	Operating Income
- The Break Even point it's when the Operating Income is equal to zero, it means the lowest level of sales the company can afford and not loss money. 
  BREAK EVEN POINT
9.722        Quantities
$106        	Unit Price
$1,030,556	Sales
-$787,500	Cost of goods sold
$243,056	Contribution Margin
-$243,056	Fixed Cost
$0            Operating Income