a hard drive is a metal disk constantly spinning while powered on.
The data is written with a metal scratching the data onto the wheel.
Explanation:
11. True
12: Electronic Fund Transfer
13. True
14. I'm not sure but I think yes?..
(I'm not sure if your including number 15 but just in case, the full form of PIN is personal identification number)
It really would depend on what E-Mail system you're using.
If say, you're using G-Mail, the Recipient's address would be placed simply in the "To" bar right above the "Subject" bar.