Answer: heredity; environment
Explanation:
There is a much better appreciation now for the influence that
environment (things like nutrition, schooling, enriched stimulation, etc),can have on intelligence - intelligence can change!
(reaction range is the name of the outer limits set by heredity)
Subprime mortgages were considered toxic assets because mortgages were bought by investment banks and they bundled them and sold them as securities is True.
<h3><u>Explanation:</u></h3>
Toxic assets are those which can be sold a very low price therefore not making any profit for the seller due to significant drop of value or because they aren’t in demand anymore and cannot be sold in the market. Subprime mortgages were one of the risky investments in the midst of the financial recession.
Subprime mortgages from lenders were loaned to borrowers with no assets, poor credit and sometimes not even an income and sold to investors with regular payments as security. This over securitization was one of the major cause that triggered the financial crisis in 2007-2009 and a decrease in housing demand.
Pretty sure it’s the plumbing system
Answer:
To ensure an effective bureaucracy and to protect his authority from encroachment or usurpation, the ruler must make use of shu (“administrative techniques” or “statecraft”). Rulers of the Warring States period found it advantageous to employ men skilled in government, diplomacy, and war.
Explanation:
