The two legal concerns that are related to the collections process are
<span>federal Truth in Lending Act (TLA) - This ensures that terms and conditions of the debt are laid out property and truthfully
</span>and
<span>federal Fair Debt Collection Practice Act (Fair Debt Act) - This prevents other people from collecting debt on behalf of the creditor</span>
the answer should be 720 thats what it came out to be when i did the math. hopes its right!!
