Answer:
the answers D
Explanation:
Fractional-reserve banking is the most common form of banking practiced by commercial banks worldwide. It involves banks accepting deposits from customers and making loans to borrowers,
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The borrower may chose to use the funds to invest in a business venture and thus be becomes an investor. Money is channeled through financial institutions such as banks. A saver saving with a bank account seeks to keep the money in the bank as it earns him interest.
<span>Characterization occurs through the potentially biased point of view of one character.
The passage is told from the first person point of view, the narrator is talking about his interaction with Andy and how his opinion might have been different if he had met him under different circumstances. </span>
Answer:
He wanted to get to the water.