36,00÷ 12= 3,000 so that would be the average monthly loss.
The answer that you should get is 5(5x^2- 24x +30)
Answer:

Step-by-step explanation:
To find the required probability,
We can split the 40 years of Eric into very small pieces of time dt. Now, If Eric dies at time t and Gary dies before Eric, the probability is :

Hence the probability that Gary dies first is given by :

I honestly don’t know I am just doing this because I need to ask a question hope I helped