The Aryan migration to India forever changed the Sub-continent. Even today, half of India speaks Indo-Aryan languages (Hindi, Bengal, etc.), and almost all of Northern India is heavily influenced by the arrival and settlement of the Arians.
Before their arrival, India was mostly inhabited by the Dravidians (Tamils, Telugus, etc), who have a darker skin complexion. The Dravidians still inhabit the south of India. Aryans introduced more white skin into India, and even today this distinction is visible: Indians in the south have darker skin and Indians in the north have lighter skin.
The Aryans also introduced a numerous cultural features in India, and in fact dominated the Indian culture for a long time (often forming an elite ruling over local non Aryan people).
Premiums and policy values tend to be correlated. Products with a wide range of benefits, low cost sharing at the time of payment, and high actuarial value tend to have high insurance premiums.
<h3>What is actuarial Value? </h3>
The percentage of the average total cost for covered services that is covered by the plan. For example, if your plan has an average actuarial value of 70%, you will cover 30% of the cost of all benefits.
<h3>How do actuaries evaluate health insurance?</h3>
This is calculated using medical claims from a standard population along with the plan's copay provisions to simulate claim payments. The commission percentage paid by the scheme is the actuarial value.
<h3>What is monthly bonus (premium)?</h3>
This is the monthly payment for health insurance. In addition to premiums, you will usually have to pay medical expenses, including deductibles, copayments, and coinsurance. If you have a Marketplace health plan, you may be able to take advantage of a benefit tax credit to reduce your costs.
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