<span>The fact that Banks in the 1990s were more likely to approve whites for home loans than blacks or Latinos is an example of: Institutional racism
Institutional racism is a form of racism that is carried out by big establishment toward a specific group.
During that period The banks saw blacks or Latinos as the ethnicity groups that tend to have weak economic capabilities so they think it would be easier to simply deny them from their service because it took too much risk.</span>
Many have heard it, but nobody has ever seen it. It will not speak back until spoken to. What is it? The answer to the riddle is an echo. Echo is the reflection of the sound that when it is released by the speaker, it arrives back to the speaker (now listener) but is delayed.
