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Vedmedyk [2.9K]
3 years ago
14

Personal finance please help

Business
1 answer:
svlad2 [7]3 years ago
3 0
Monetary Policy = Federal government's way to influence the economy though taxes. An example is a decrease in discount rate.

Factor Market = A market where firms buy services related to production. An example is land or raw materials. 

Product Market = A market where finished goods and services are traded. An example of a product market is a bank/mortgage. 

Fiscal Policy  = Federal reserve's tool to influence the money supply in the economy. An example is increased government spending. 


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"The time horizon to be used when constructing a portfolio to pay for college expenses for a person who is expected to start col
Karolina [17]

Answer:

15 years

Explanation:

If you are constructing a portfolio to cover the education expenses of your child and you expect that he/she graduates from college in 15 years, then the time horizon of your portfolio should be 15 years since it should cover all the expenses until your child graduates. If you start a little earlier and expect your child to graduate in 20 years, the time horizon will be 20 years, or if you start a little later and expect your child to graduate in 10 year, then the time horizon is 10 years.

7 0
3 years ago
If inflation is increasing at 2.4 percent per year, and your salary increases at the same rate, how long will it take your salar
Oksana_A [137]

Answer:

it take 29.23 years, my salary to double.

Explanation:

To make the salary double I have to increase the value of salary by 100%. If inflation rate is 2.4 percent per year and salary increase the same rate the time period to make it double can be calculated as follow.

As every year 2.4% has compounding effect, so we will use compounding formula to solve this problem.

Target value = Existing value ( 1 + growth rate )^time period

200% = 100% ( 1 + 2.4% )^n

2 = 1 ( 1 + 0.024 )^n

2 = 1 ( 1.024 )^n

2 = 1.024^n

Taking log on both sides to solve the n

Log 2 = n Log 1.024

n = Log 2 / Log 1.024

n = 29.23 years

I will take 29.23 year to double the salary

5 0
3 years ago
Ellen loans Nicole $45,000 to start a hair salon. Unfortunately, the business fails in 2019 and she is unable to pay back Ellen.
Dahasolnce [82]

Answer:

c. $18,000, with $27,000 carried forward to 2020.

Explanation:

Non-business bad debts are accounted as short-term capital losses. Short-term and long-term capital gains may be offset by short-term capital losses. Ellen may offset $15,000 of her $45,000 bad debt from Nicole against the $15,000 capital gain from the sale of stock.

In addition, Ellen may claim up to the annual limitation amount of $3,000 in short-term capital losses. In total, $18,000 of the bad debt can be claimed as a capital loss in the current year with $27,000 in unused short-term capital losses carried forward.

5 0
3 years ago
Barney Company makes and sells stuffed animals. One product, Michael Bears, sells for $28 per bear. Michael Bears have fixed cos
Karo-lina-s [1.5K]

Answer:

6,250 units

Explanation:

The computation of the number of units that should be sold and produced in order to break even is shown below:

as we know that

Break even point = Fixed cost ÷Contribution margin per unit

Here

Contribution margin per unit = Selling price - Variable costs

= $28 - $12

= $16

So, the breakeven is

= $100,000 ÷ $16

= 6,250 units

6 0
2 years ago
Aside from targeting Verizon customers, Sprint could pursue __________, as they make up the largest group to use mobile devices
stich3 [128]

Answer:

The correct answer is letter "C": Hispanic Americans.

Explanation:

Hispanic Americans represent the second largest ethnic group in the United States with 52 million people according to the U.S. Census Bureau (2010), which is 16.7% of the total population. Hispanic Americans are the largest group using mobile devices for different purposes that go from banking to streaming services. It is estimated that around 47 million of them are U.S. citizens.

In such a scenario, <em>mobile carriers such as Sprint, AT&T or U.S. Cellular should focus on how to provide them with services that attract Hispanic Americans' attention so those companies can boost their sales.</em>

4 0
3 years ago
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