The answer is the first one. According to statistics, immigrants are responsible or 25% of new businesses and job growth.
-Mountains provide us with freshwater, energy, food, biodiversity, and medicinal products – resources that may become very rare in the coming decades. They are also very prone to climate changes, land degradation, deforestation and natural disasters.
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The correct answer is - currency.
The objects or group of objects that have been widely agreed upon to be used a s form of exchange is called currency. The currency is a very useful method for exchanging things, and it has been widely accepted around the world, with some currencies being globally accepted, while some only regionally, or locally.
The reason why the currencies have been introduced is so that the two or more sides in the process of exchange have the same means and valuations, thus making the exchange very easy. Some of the strongest currencies in the world are the American Dollar, Euro, British Pound, Swiss Frank...