Hey there! I'm happy to help!
Step 2 is incorrect. She added 4 and 2 first, but you are supposed to multiply and divide first. Then she multiplied 6 and 6, which is 36. Then she divided 36 and 2, which is 18, and then she subtracted 7, giving her 11. Step 2 is what threw the whole thing off.
Here is what Sandy should have done.
STEP 1: 6·4+2÷2-7
STEP 2: 24+1-7
STEP 3: 25-7
STEP 4: 18
I hope that this helps! Have a wonderful day! :D
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Answer:
After 12 years, Maria will have 6500 x (1 + 3/100)^12 =9267.44$ in her account.
The first is the right one