Explanation:
Discrimination is regularly practiced by insurance companies and it's quite necessary. Before going further, let's make an important distinction. Insurance companies must practice fair discrimination. Discrimination refers to making choices and the practice makes sense as long as the choices are not unfair.
Unfair Discrimination
Unfair discrimination takes place whenever a choice revolves around a distinction that is irrelevant to offering insurance coverage. An example of this is to deny coverage based upon an arbitrary difference such as race or religion.
Fair Discrimination
Insurers are constantly involved in discriminating. They continuously evaluate situations to see if they are in a position to offer insurance coverage. Companies note differences and make choices among their insurance applicants. This process is important because insurance programs are designed using justifiable distinctions regarding the type of persons, property and situations they wish to cover.
Xenophobia is a fear of something that perceived to be foreign ( like foreign culture, people with physical difference, etc to the point where they developed hatred and suspicions toward them)
It violates the article 2 of Declaration of human right, the freedom Discrimination
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Answer:
A small cup. I hope this helps you~ Have a pog day<3
