Answer: The physician is being sued. Insurance company should provide an attorney. If the doctor is negligent, insurance company should pay (that's why we have premiums). Dr. Z is sued, goes to agency, and notifies the agency. The agency doesn't notify Aetna in right amount of time, and also notifies the wrong company. Aetna doesn't have a liability because they were not notified in a timely manner. Larson is agent to Aetna. A principal's notice to agent=notice to principal. That's the same as notifying Aetna according to its claims procedure. This is not Dr.Z's problem. Aetna is wrong in denying coverage, and Dr.Z will succeed and not have to pay.
Criminal behavior has been learned since the beginning of time so trust that it is a big cycle of learning from one ancestry to another to the present day. Although, not all criminal behavior is learned. In fact, some criminal behavior is caused by other factors including the labeling theory which states that one commits crimes simply due to them already being label as a criminal, so they conform to the beliefs and start to act out.
Answer:
Complicates process when the individual dies without a will
Explanation:
Complications arise especially when the disbursement favours those relatives that were closely related to the decedent. Even so, when the decedent leaves behind a spouse but no surviving children or their descendants, usually the spouse will receive the entire estate. There may also be concerns over the fact that the spouse will also receive the entire estate if the decedent and spouse had children together who are still alive based on the assumption that the surviving spouse will use the assets to care for the children which may not end up being the case. Another issue is the provision that allows for non-biological relatives if alive such past spouses to receive a distribution.
