Health insurance is clearly a commercial activity occurring among several States. “power to lay and collect taxes, duties, imposts and excises, to pay the debts and provide for the common defence and general welfare of the United States.”
Consumers should be concerned about high interest rates because high interest rates make it harder and more expensive to pay back loans and debts, since the banks charge more interest that is often compounded monthly or yearly.
B. Living in ethnic enclaves. This can be compared to modern times.
The answer is "B", varied ecological regions.
Oklahoma contains 10 distinct ecological regions. That is more ecological regions per square mile than in any other state by a wide margin.
The increased use of barbed wire fencing blocked cattle drives