They are being established to defray further expenses of defending, protecting and securing.
Answer:
Title Insurance
Explanation:
Title insurance is a form of indemnity insurance that protects lenders and homebuyers from financial loss sustained from defects in a title to a property. The most common type of title insurance is lender's title insurance, which the borrower purchases to protect the lender.
People act in their own best interests to secure their own wills.
Remember Hobbes thought people were bad...