Answer:
I think it's the Hierarchy
The answer to this question is socialization :)
Answer:
By the 1400s, merchants and crusaders had brought many goods to Europe from Africa, the Middle East, and Asia. Demand for these goods increased the desire for trade. Europeans were especially interested in spices from Asia. ... Trade with the East, however, was expensive and difficult.
Since he never had an accident during the period, the premiums he paid were Expired
When you buy a premium from an insurance company, they will give you some sets of clauses which gives the condition within a specified period of time for the insurance to be paid.
If the none of the clauses were met during the period, your premium will expire , unless you renew it with your insurance company
