Answer:
These financial conglomerates provide a range of services, such as investment banking, commercial banking, and financial advising. ⇒ <u>FINANCIAL SERVICES CORPORATIONS. </u>
The institution described is a Financial Services Corporation as they offer many services to customers including all the above services. The firm type depends on the services it offers.
They are owned by members so that members can share funds among themselves. Members who save deposit the funds. These funds are then loaned to members who need the funds. ⇒ <u>CREDIT UNIONS.</u>
This is a Credit Union. Credit Unions were designed to ensure that people had access to low interest loans. They are like banks in that they loan money but they only loan to members. Members own the Union and it is run on a non-profit basis which is why rates are so low.
With the use of advanced investment techniques, these largely unregulated portfolios are invested in securities. The investment objective is to offset potential losses by investing in counterbalancing securities. They are open to only a select class of investors. ⇒ <u>HEDGE FUNDS. </u>
Hedge funds invest in derivatives a lot and are largely unregulated. They use very advanced investment techniques to earn high returns for their exclusive class of investors who pool funds to provide the Hedge fund with capital for investment.
Answer:
The correct option is D: the positive utility Laura received from seeing her portfolio value rise was less than the disutility she felt when its value declined.
Explanation:
Behavioral economics suggests that the pain felt when you lose $1000 is more than the joy you experience when you gain $1000 say in a lottery or any exercise without having to do any work from it. Thus this implies that positive utility is less than disutility in the case of Laura as depicted in the example.
Answer:
The answer is: Customer segmentation
Explanation:
Customer segmentation happens when you divide your customers into groups whose members are similar in specific ways (in a marketing sense). Customers are usually segmented by age, gender, spending habits, geographical location, etc.
In this case the customers were segmented into two groups::
- college students
- midsize and small-size businesses
Answer:
<u>a hostile work environment</u>
Explanation:
A hostile work environment is characterized by behaviors of some individuals that causes discomfort and intimidation in others. According to labor law, a hostile work environment may present situations of sexual and sexual harassment and abuse of authority, which consequently intimidates the victim and may lead to the development of mental problems such as depression and reduced productivity.
Answer:
It will be a financial disadvantage of 52,800
Explanation:
Continued Discontinued Differential
Sales 276000 - -276,000
Variable -193,200 - 193,200
Fixed -30,000 - 30,000
Allocate cost -73000 -73000 -
Result - 20,200 -73,000 -52,800
We compare each alternative:
if discontinued only the allocate cost will remain.
but we also loss the contribution of the product sales.
Sales 13,800 x 20
Variable 13,800 x 14
Tracable Fixed total fixed cost - unavoidable fixed cost
103,000 - 73,000 = 30,000
Allocate 73,000
Once we got the number we plug into the table and calcualte the differential income.
