Answer: Micro-organisms
Explanation: Micro-organisms, earthworms and insects help break down crop residues and manures by ingesting them and mixing them with the minerals in the soil, and in the process recycling energy and plant nutrients. Sticky substances on the skin of earthworms and those produced by fungi and bacteria help bind particles together.
I'm pretty sure it's igneous to sedimentary rock
Your answer would be A......Of course it's true!!!!
The correct answer would be, Actual loss experience of the group.
Experience rating utilizes Actual loss experience of the group in determining the rate the insurer will change for group coverage in each year of coverage.
Explanation:
When an employer adjusts premium for workers' compensation coverage based on the loses the insurer has experienced from that employer, then this adjustment is called as the experience modifier or experience rating.
In this rating, at the end of the year, the insurer charge for group coverage the actual loss experienced due to that group.
This rating helps the insurer to determine that a particular policymaker will file a claim or not. It also helps in determining which company has produced more workers' claims in a specified period of time.
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