identify and describe two scams that a consumer must be aware of or prevent becoming a victim of such a scam

For the cash flow series below, calculate the external rate of return, using the return on invested capital approach with an inv

NeTakaya

Answer:

15.04%

Explanation:

When calculating the external rate of return, any excess cash flows are supposed to earn the MARR. It is used when there are multiple IRRs.

Year Cash Flow

0 $3,000

1 -$2,000 discounted at Year 0 = -$2,000/1.14 = -$1,754.39

2 $1,000

3 -$6,000 discounted at Year 0 = -$6,000/1.14³ = -$4,049.83

4 $3,800

total discounted at Year 0 = -$5,804.22

now we calculate the future value of our cash inflows:

Year Cash Flow

0 $3,000 FV at end of Year 4 = $3,000 x 1.14⁴ = $5,066.88

2 $1,000 FV at end of Year 4 = $1,000 x 1.14² = $1,299.60

4 $3,800 FV at end of Year 4 = $3,800

total future value at end of Year 4 = $10,166.48

now we have the following equation:

-$5,804.22 x (1 + i)⁴ = $10,166.48

(1 + i)⁴ = $10,166.48 / -$5,804.22 = -1.751567

⁴√(1 + i) = ⁴√-1.751567

1 + i = 1.1504

i = 0.1504 = 15.04%

3 0

3 years ago

6. Describe at least 5 skills or characteristics you could develop while working for someone else

lutik1710 [3]

In this situation there many skills that a person is capable to develop.

Self-confidence

Self-knowledge

Initiative

Competitiveness

Empathy

Self-confidence and Self-knowledge these skills are important for you to take risks and have security, they are great for entrepreneurship, aiming to be a leader and entrepreneur. To do this, get out of your comfort zone and start getting a broader view of how far you can go; mark your goals on paper, circle those you've already achieved, and always determine new ones; run away from very protective people and superiors who do not delegate tasks, limiting their ability; To improve your self-awareness, try to see how people around you see you or look for a subject matter expert, such as a therapist, to improve your personal abilities.

Initiative serves to turn good ideas into practice. It is acting with speed and innovation. To leverage this ability: Offer help in solving difficult and unpredictable situations; If you tend to avoid risks, consider past mistakes as new opportunities for learning. develop activities that are related to the initiative such as delegating tasks, cost-benefit analysis; clarify your priorities to put them into practice.

Competitiveness is to have clear goals, don't settle for reaching the common goal. Worrying about doing a great job, going beyond the goals set by your superiors, having a tendency to innovate and enjoying things you couldn't before. All of these factors refer to sound competitiveness, a step to success. This skill is closely linked to your emotions and personal motivations.

Empathy is the key skill, especially for those who deal directly with customer service and service professionals, as it is up to these professionals to empathetically identify what their customers really need. In fact, empathy develops with practice, first consciously (taking notes of what the other says, listening to doubts and needs) and then converting it into a daily habit.

6 0

3 years ago

South Beach Insurance is about to begin using a program that will change the way its adjusters settle insurance claims. Adjuster

klasskru [66]

Answer:

The correct answer is letter "A": innovative.

Explanation:

Innovative changes allow companies to use new strategies and technologies to improve the efficiency of their operations. Sometimes those changes are processes or technological devices created by the company itself while in other cases they are adopted from other entities with similar approaches and accomplish almost the same goal.

4 0

3 years ago

Appalachian Ski Shop signs a three-month note payable to help finance increases in inventory for the winter ski season. The note

kolezko [41]

Answer:

Interest Expense 696 Interest Payable 696

Explanation:

Based on the information given the appropiate adjusting journal entry to be made on December 31, 2022 for the interest expense accrued to that date, If we assumed that no journal entries have been made previously to accrue interest is:

December 31, 2022

Dr Interest Expense $696

Cr Interest Payable $696

($34800*8%*3/12)

(To record interest expense accrued)

3 0

3 years ago

It is crucial to understand the various factors contributing to your employees' stress as well as the consequences of it. Catego

Rus_ich [418]

Explanation:

A. Environmental Sources of Stress:

It is the stressors arising from environmental factors that can threaten the employee's work in some way.

2- Economic uncertalinty

5- Technological change

B. Organizational Sources of Stress:

This stress derives from internal or external conflicts that can occur at work, such as personal charges and poor relationships with other employees.

1. Task demands

4. Interpersonal demands

C. Personal Sources of Stress:

These are the stressors arising from the employee's personal life, which can directly impact the quality with which the employee performs his work.

3. Economic problems

6. Family problems

3 0

4 years ago