Reserve ratio was 15% at the balance sheet the whole commercial banking system rather than for a single <u>lend out or invest.</u>
<h3>What is
commercial banking ?</h3>
A financial institution that accepts deposits, provides checking account services, makes different loans, and provides fundamental financial products like certificates of deposit (CDs) and savings accounts to individuals and small businesses is referred to as a "commercial bank." Most people conduct their financial business at commercial banks.
Commercial banks generate revenue through making loans, including mortgages, vehicle loans, business loans, and personal loans, and charging interest on those loans. The money needed to fund these loans is provided by customer deposits to banks.
- Commercial banks provide basic banking services, such as deposit accounts and loans, to individuals and small to medium-sized businesses.
- Commercial banks profit from a range of fees as well as from the interest they get on loans.
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In the Decision of Authority <span>decision-making method, group members voice their feelings and opinions, but the final decision is made by the boss or leader..
In this method, the voice of the group members only serves to give different perspectives for the leaders so they could make a decision that they believe will be better for the group</span>
Answer:
Net Cash Flow from Operating Activities = $155,000
Explanation:
<u> Cash flow from Operating activities: </u>
<u>Particular Amount </u>
Income During the year $57,000
Adjustments :
Depreciation $30,000
Changes in Current assets and liabilities:
decreased in Accounts receivable $35,000
decreased in Inventory $10,000
increased in Accounts payable $23,000
Net Cash Flow from Operating Activities $155,000
Note: Dividend paid compute under financing activities.
Answer:
adaptive culture
Explanation:
An organization with an adaptive culture is usually one that can adapt quickly to changes in their environment, This changes can result from technological innovations, changes in consumer habits, changes in regulations, etc.
The key issue here is that the organization will respond rapidly to new opportunities and changes.