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Karolina [17]
3 years ago
10

Which of these groupings contains three factors that are all used to calculate a credit score? a. A person's age, missed loan pa

yments, and marital status b. Missed loan payments, high balances on credit cards, and ethnic origin c. Marital status, high balances on credit cards, and personal bankruptcy d. A person's age, high balances on credit cards, and ethnic origin e. Missed loan payments, high balances on credit cards, and personal bankruptcy
Business
1 answer:
MrMuchimi3 years ago
3 0

Answer:

e. Missed loan payments, high balances on credit cards, and personal bankruptcy

Explanation:

If you look at each of these factors, they are all closely related to an individual's past credit history and their ability to pay their debts on time. If you miss your payments or declare bankruptcy, you obviously are not in a very good financial position. Owing too much money to your credit cards is not a good sign since credit cards charge a very high interest rate and they are usually our last option when we consider financing options.

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According to an SEC investigation, Computer Associates, one of the world's largest software companies, backdated contracts to bo
professor190 [17]

The statement, "According to an SEC investigation, Computer Associates, one of the world's largest software companies, backdated contracts to boost the company's reported revenues. This is not prescribed as an ethical business practice." is True .

Option a

<u> Explanation: </u>

To thrive in the competitive world of business one has to have ethics in doing business.  By doing ethical practices in the business it will boost the image of the company before the customer and it will be helpful for them to compete in the market.

From the above statement even though it is the world's largest software company it has backdated the projects contracts period to show better performance in the revenues.

Even though the project are genuine but the moral responsibility in reporting revenues  to the investors take taken a dent by doing an unethical thing.

6 0
3 years ago
Bernard did not glance at the visiting card given by his Chinese client and simply stuffed it in his pocket. Which socio cultura
Amanda [17]
Behavior I'm pretty sure
7 0
3 years ago
Read 2 more answers
Ideally, what will the U.S. Census Bureau will help you identify? Question 4 options: The kind of population living in your neig
Nutka1998 [239]

Answer:

Option 1

Explanation:

The US Census Bureau will help you identify the kind of population living in your neighborhood.

7 0
3 years ago
Moon Software Inc. is planning to issue two types of 25-year, noncallable bonds to raise a total of $6 million, $3 million from
defon

Answer:

It will issue 34,407 bonds

Explanation:

The Original Issue Discount state that the interest are accrued during the life of the bond and included in the face value.

This means in 25 years, it will receive 1,000 dollars, how much will it pay for that now ?

we have to find the present value which makes the YTM equal to 10%

\frac{Face \: Value }{(1 + rate/m)^{time \times m} } = PV

where m are the times it compound per year

in this case a semiannualy rate is compounding 2 times per year

the rate will be 0,10 percent

the face value will be 1,000

and time equal to 25 years

\frac{1,000}{(1 + 0.1/2)^{25\times2} } = 87.20

If it needs to raise 3,000,000 It will issue:

3,000,000/87.20 = 34406.669 = 34,407 OID bonds

6 0
3 years ago
The following financial information was obtained from the year ended 2018 income statements for Kringle Automotive and Leihman A
Viefleur [7K]

Answer:

times interest ratio = EBIT / interest expense

1)

Kringle: TIE ratio = ($40,870 - $10,300 - $350) / $350 = 86.34

Leihman: TIE ratio = ($46,320 - $12,080 - $2,000) / $2,000 = 16.12

2)

Kringle was better able to cover its interest expenses since its TIE ratio is much higher than Leihman's (more than 5 times higher). This means that it is much easier for Kringle to pay off the interests on its debt.

8 0
3 years ago
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