PAYING OFF DEBTS is the right thing for Robert to suggest to his friend to do first. Debts has many disadvantages and has negative effects on one's finances. Unpaid debt is very dynamic and increase in amount all the time. Thus, efforts should always be made to clear off one's debts as soon as possible.
D is the answer, hope this helps
D all of the above
Organizing means to clean so A is right. By having everything clean you know where everything and won’t lost things so B and C are correct. Since all are correct that ultimately means that D is the overall correct answer.
In Piaget's epistemology, cognitive schemas are acquired and formed through a process of internalization conceived of as a functional incorporation of the regular structure of actions into the memory (Piaget 1954). Schemas are higher-level cognitive units that are acquired through slow learning.
