<h2><u>Answer:</u></h2>
What best decide if a borrower's speculation on a flexible rate advance goes up or down is a business sectors condition. Making speculations depends available's condition. There is dependably a hazard included and there are numerous elements that impact the market, for example, the rivals in a similar industry and the sort of rivalry they have.
Another thought is the rate of market development. At the point when the economic situations are great the rate lessens. Be that as it may, when the market isn't positive the rate goes up.
..........The answer is D
Answer:
Representative democracy or representative government
An electoral system where citizens vote to elect people to represent their interests
and concerns.