Answer:
(1). Secured loans
Collateral is generally required for secured loans. Secured loan are those for which the borrower, along with a promise to repay, puts up some asset (collateral) as surety for the loan. A secured loan instrument simply means that in the event of default, the lender can use the asset to repay the funds it has advanced the borrower. The risk of default on a secured loans tends to be relatively low since the borrower has so much more to lose by neglecting his financial obligation. Secured loans financing is typically easier for most consumers to obtain. As this type of loan carries less risk for the lender, interest rates are usually lower for a secured loan.
(2). Higher interests rates.
People who get loans but are considered a risk to fully repay them, often get higher interest rate. Because the risk to the lender is increased relative to that of secured debt, interest rates on unsecured debt tend to be correspondingly higher. However, the rate of interest on various debt instruments is largely dependent on the reliability of the issuing entity. An unsecured loan to an individual may carry astronomical interest rates because of the high risk of default.
(3). Higher total payment.
An unsecured loan to an individual may carry astronomical interest rates because of the high risk of default. Lenders issue funds in an unsecured loan based solely on the borrower's creditworthiness and promise to repay. Unsecured loan has no collateral backing, It involves no security, Hence, If the borrower defaults on this type of debt, the lender must initiate a lawsuit to collect what is owed.
The answer to fill the
blank space is <span>"Dual Processing".</span><span>
</span><span>Complete sentence will be as below:
Dr. Mecina, who is concerned with how vision is processed
consciously and unconsciously, is studying </span>"Dual
Processing".<span>
</span>
<span>Dual processing means that the information is usually
processed on separate conscious and unconscious tracks.</span>
1. <span>A class system is much more open than other systems; it is based primarily on money or material possessions which can be acquired. - <u>true</u>, because you either go up or down the social ladder depending on how much you earn.
2. S</span><span>ocial class membership also affects child rearing, educational attainment, religious affiliation, political participation, the crimes people commit, and it also affects contact with the criminal justice system. - <u>true</u>, because whether you belong to a higher or lower social class might determine the perks you have in life</span>
B)
contained provisions to preserve Creek and Cherokee ownership of the land.
