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3 years ago

How do credit

1 answer:

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Answer: In response to aggressive marketing by the “big three” multinational credit bureaus – Equifax, Experian and TransUnion – employers, landlords and insurance companies now use credit reports and scores to make decisions that have major bearing on our social and economic opportunities. These days, your credit history can make or break whether you get a job or apartment, or access to decent, affordable insurance and loans. Credit reports and scores are not race neutral. Rather, they embed existing racial inequities in our credit system and economy – to the point that a person’s credit information serves as a proxy for race. For decades, banks have systematically redlined black and Latino neighborhoods, refusing to make conventional loans or locate branches in non-white and lower-income areas, notwithstanding laws that obligate banks to meet the credit needs of all communities they serve, consistent with safe and sound banking operations. Thanks to financial services deregulation and the advent of asset-backed securitization, a multi-billion dollar “fringe” financial system has filled the void, characterized by high-cost, destabilizing products and services, from payday loans to check-cashers – which banks typically also own or finance.

Explanation:

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Jake finds that he can understand where others are coming from and is often the quiet voice of compromise at work. With regard t

arsen [322]

Answer:

Combination of Learning Patterns

Explanation:

There are two classifications of very studied learning styles: sensory and Kolb's. Remember that a person's style of learning results from a combination of different factors: cognitive, affective and psychological.

A sensory classification, also called VAK, highlights that we all have a favorite sense and that we can improve learning if we contemplate these sensory preferences. Mainly, 3 great systems are distinguished to learn the information received: Visual, auditory, kinesthetic.

David Kolb, an educational theorist of American origin, believed that learning developed from three causal factors: genetics, life experiences and environmental experiences.

In this way, he defined 4 types of learning: Active, reflective, theoretical, pragmatic.

The use of various learning styles without preference is called a combination of learning styles.

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3 years ago

Determine whether each characteristic describes a general partnership (GP), limited liability company (LLC), both, or neither.

andreev551 [17]

Answer:

Explanation:

A general partnership is formed when two or more individuals come together and agree to share all their profits, assets, and the legal and financial liabilities.

Limited liability Company is a private company whereby the owners will be legally responsible for its debts based on the contribution of the capital thst they invested.

a. Must pay a business (corporate) income tax.

Neither. The above characteristic doesn't describe a general partnership (GP), or a limited liability company. They don't have to pay a corporate tax but will pay personal income tax by the owner.

b. When the business cannot pay its debts, creditors can take the owners' personal assets.

General partnership. When the business cannot pay its debts, creditors can take the owners' personal assets is a characteristics of general partnership.

c. All owners can have management duties.

Limited liability company. The above is a characteristics of limited liability company because all the members have equal status.

d. The owners are often referred to as members.

Limited liability Company. The owners of a limited liability Company are often referred to as members. This is contained in the Article of Organization.

e. Ownership is split among two types of owners: general and limited partners.

Neither. Ownership is split among two types of owners: general and limited partners isn't q characteristics of general partnership or limited liability Company.

f. Owners have limited liability.

Limited liability Company. Here, the owners have limited liability.

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4 years ago

The APB partnership agreement specifies that partnership net income be allocated as follows:

katovenus [111]

Answer:

C) 19000 (3000) 34000

Explanation:

income: 50,000

salaries (80,000) (sum of partner salaries)

interest (10,000) (total capital 100,000 x 10% interest )

net loss (40,000)

Partner A

50,000 + 30,000 salary + 5,000 interest - 16,000 loss share(40%) = 69,000

It woulld be allocate: 69,000 - 50,000 = 19,000

Partner B

30,000 + 10,000 salary + 3,000 interest - 16,000 loss share(40%) = 27,000

27,000 - 30,000 = -3,000

Partner C

20,000 + 40,000 salary + 2,000 interest - 8,000 loss share(20%) = 54,000

54,000 - 20,000 = 34,000

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3 years ago

Jan Stevenson, a sales representative at a medical systems company, just received her performance appraisal from her boss, Linda

amid [387]

Answer:

(d) Leniency

Explanation:

Based on the information provided within the question it can be said that this scenario is an example of leniency. This is a rater's bias in which a rater gives an individual a rating that may be a little too positive based on the factors that they need to be taking into account when rating. Such as is the case in this scenario since Linda gave Jan excellent ratings even though her performance is average at best.

6 0

3 years ago

Read 2 more answers

_________ variability is not one of the five sources of customer-induced variability.a. Arrival b. Capability c. Effort d. Deman

Zinaida [17]

Answer:

Demand

Explanation:

customer-induced variability in finance can be explained as kind of co- creation that exist in customer and the service script.

It should be noted that the five sources of customer-induced variability are;

1)arrival of customers

2) Capability variability

3) effort

4) Request from customer

5) subjective reffrence

The arrival of customers shows what customers have in their own plan.

The capability variability gives the ideal about the strength of the customer concerning the service

Effort describe how willing the customer is, to give their support.

Hence among the given option only demand variability is not one of the five sources of customer-induced variability.

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3 years ago