Answer: here for points lol
Explanation:
A dividend is an amount returned to a policyowner out of an insurance company's surplus funds. In a practical sense it is a return of premiums that exceed the insurer's expenses and mortality experience. Only certain types of insurance policies produce dividends.
The correct answer is irrelevant. A detail that is not needed is called an irrelevant information. The word irrelevant means that it is not connected to the main detail that's why it has no importance. Irrelevant information arethose information that do not support or help explain the main idea.
A conflict between the Lin’s and the unfamiliar culture