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Answer: Net Pay is how much you've made during a pay period, YTD Net Pay is how you've made this year. (C)
Net pay is what you really get to take home. YTD net pay is your gross pay minus deductions. For example if your gross pay is $2000 and you paid $400 in taxes, benefits and other deductions the remaining amount would make your net pay $1600, YTD is something you will see this abbreviation a lot on your pay stub. This just means year to date. e.g. Dec 13, 2018
