The best statement in terms of renewed demand in a recovery period would be that "Increased employment means increased availability of funds," since more people have moe money to spend.
I'm going to guess and say that there are choices and go with Credit unions are typically owned and run by their members and Credit unions limit membership to certain people or groups.
The most prominent Native American leader in the original area of English settlement in Virginia was Powhattan, who was originally welcoming to the new settlers, but then ran out of patience.