Answer: Independent insurance agent
Explanation:
An independent agent is sometimes called an insurance sales agent. An independent insurance agent is an insurance agent who sells insurance policies that are provided by different insurance companies.
An independent insurance agent gets commissions for the insurance policies that are sold. The higher the number of clients they serve, the higher the money they make. Independent insurance agents are not considered to be an employee of a particular insurance company 
 
        
             
        
        
        
Answer:
1.3%
Explanation:
The real interest rate is calculated by subtracting the inflation rate from the nominal interest rate.
real interest rate=nominal interest rate-inflation rate
nominal interest rate=4.7%
inflation rate= 3.4%
real interest rate=4.7%-3.4%
real interest rate=1.3%
According to this, the answer is that the real interest rate is 1.3%.
 
        
             
        
        
        
The question is incomplete. However, it is about the calculation of after-tax cost of payment
Answer:
After-tax cost = payment*(1-0.37)
Explanation:
The after-tax cost is the net cost after the deduction of the amount of tax from the actual payment. In most cases, the value of the tax deduction is determined by multiplying the marginal tax rate with the payment. Then, the magnitude of the after-tax cost can be estimated by subtracting the payment from the tax deduction. 
 
        
             
        
        
        
Answer:
7.74%
Explanation:
In this question, we use the Rate formula which is shown in the spreadsheet.  
The NPER represents the time period.  
Given that,  
Present value = $1,180
Assuming figure - Future value or Face value = $1,100  
PMT = $105
NPER = 5 years
The formula is shown below:  
= Rate(NPER;PMT;-PV;FV;type)  
The present value come in negative  
So, after solving this, the answer would be 7.74%