B. Includes a pledge of collateral
<span>The APR would be 20%. This would yield Sam $600 in a year, so he would earn $300 in six months as long as the interest was non compounding. The interest rate is multiplied by the amount of principal, and then multiplied by the amount of time. In this case the time is 6/12.</span>
Here are some points that could be used :
1. seceding would reduce the amount of resource that the nation as a whole had, so the federal government shall not allowed it to happen.
2. Many people in the population might not agree to the secession so the government had to protect their interest,
3. Secession make our nation become much more vulnerable to attacks, since foreign nations can leverage the separation to gain allied that close to us.