The correct answer to this open question is the following.
Although there are no options attached, we can say the following.
The property of loss that is caused by natural disasters are homes, private property, and public infrastructure such as roads, bridges, powerplants, dams, airports, among others.
That is why in the insurance industry, companies offer many kinds of insurance plans in order to have all the incidents covered, or at least, mitigate their impact. In the specific case of natural disasters, the industry considers it the following: volcanic eruptions, earthquakes, wildfires, hurricanes, droughts, flooding, and winter storms.