Second option. “Some English Settlers live along the Atlantic coast east of the Appalachian Mountains.”
Serious, it should be strictly facts and leave out first person
When I read a story with a dialogue, I start to get an understanding on what the plot of the story may be. Foreshadowing is also something that happens in dialogues that you must pay attention to, it gives you clues.
Also, sometimes if a paragraph is long, the reader can get thrown-away from the story or get bored. So a dialogue may interest the reader again.
I hope this helps!
I don’t know just guess ig