<u>3</u> x 4 = <u>12</u><u>
</u>5 x 4 = <u />20
Since 5 times 4 is 20, then you must also multiply 3 by 4 because what you do to one part of the fraction you must do to the other.<u>
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I believe the answer is D. It takes time for a check to be processed.
