There are 27 formal amendments. Hope this helps.
Answer:
Banks needed a source of emergency reserves to prevent the panics and resulting runs from driving them out of business. A particularly severe panic in 1907 resulted in bank runs that wreaked havoc on the fragile banking system and ultimately led Congress in 1913 to write the Federal Reserve Act.
Answer:
C. increased immigration to the United States
Explanation:
The economic differences between the North and South contributed to the rise of regional populations with contrasting values and visions for the future.