Answer:<em> Data Protection Directive
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Explanation:
Data Protection Directive was a directive adopted by European Union in 1995 under which they administer the processing of data i.e. personal, within European Union. This is considered a vital component of European Union human rights law. In April 2016, EU adopted General Data Protection Regulation which has overtaken Data Protection Directive.
Households dissave when en their consumption exceeds their incomes. The extra money comes from two sources: credit and past incomes, also known as savings. When a house dissaves it can either borrow money from financial institutions or spend money that was previously saved. Everyone cannot dissave at the same time because banks would not have enough money to fund everybody's excessive consumption.
