Due to the fall in the stock market, there has been a decrease in consumer spending and investments. This was caused by a steep decline in industrial production and a rise in unemployment due to failed companies that fired their workers. After the fall in the first 10 months of 1930, 744 banks collapsed - 10 times more. In all, 9,000 banks collapsed during the decade of the 1930s. It is estimated that 4,000 banks failed only during one year in 1933. Until 1933, depositors lost $ 140 billion due to the failure of banks. This is too simplified to find out the decline in stock trading as a unique cause of the Great Depression. However, in 1932, when the country collapsed in the depths of the Great Depression and about 15 million people (more than 20% of the American population at that time) was unemployed.
I believe this is a true or false question... So im going to say True.
Puerto Rico is a living example of this statement.
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Think about that expression -- crossroads of culture. The early West was something of a plethora of human beings, with people of all breeds and flavors a) travelling, such as the Mormon (Latter-day Saint) pioneers, b) going for gold (Gold Rush), c) running a business, etc. Another factor to consider is that the pioneers (the Mormons) had their numbers bolstered by people from England, Ireland, Scotland, throughout the US and other places, in consequence of missionary efforts by the Latter-Day Saint Church, and in response to the call of their prophet to "gather to Zion." With that amalgamation of people it's not hard to see why, at least in the early settlements, it's called a "crossroads of culture," due to the hundreds of types of variety present. Of course, other immigrants and families moved to the west other than the Mormons. I don't mean to imply the Mormons were alone in their endeavor.
The answer is trade rights