A risk-based AML policy would allocate time and financial resources to all of the following except the insurance companies marketing programs.
AML : Anti-money laundering, commonly referred to as AML , is the execution of transactions with the ultimate goal of turning money received unlawfully into money earned legitimately. Even while your firm complies with the standards, this does not imply that your partners and business associates comply as well.
key pillers of AML are:
InternaL Pinternal controls
a designated BSA officer
ongoing training
independent testing
customer due diligence (CDD)
To learn more about AML refer : brainly.com/question/26035780
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Answer:
sin a=-4/5
we have sina=perpendicularp/hypotenuseh=-4/5
let p=-4k
h=5k
by Pythagoras theorem
h²=p²+b²
(5k)²=(-4k)²+b²
25k²-16k²=b²
(3k)²=b²
b=√(3k)²=3k
now
cos a =b/h=3k/5k=3/5
The correct answers are A. be hopeful and B. be positive
The skill he needs to work on is his reflexes.
