Political corruption
Government jobs were being given out based on favors and deals for votes. Unqualified people were working in government jobs and often the corrupt deals led to more corruption.
The bosses and the system created by the bosses were the source of much of the corruption. City bosses gained votes for a political party in return for government jobs under the party's administration. Government jobs were good paying and were circling in the same groups of people.
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The formation of a mutual aid society created a different avenue to have these needs fulfilled. In addition, orphans and widows related to members of the societies were often offered support. The mutual aid societies also served an important cultural function in many black communities.
I think if I am not mistaken it would be the Chernobyl nuclear power plant meltdown in 1986
