It was a place where England sent all of it's prisoners. The thing is the crimes varied from the extreme of murder and assault to the first offense of stealing an apple of loaf of bread but everyone was given the same punishment and treated in like. They were sent to work camps as indentured servants and had the chance to be pretty much slaves in exchange for their eventual freedom. There were men, women, and children, they were treated very badly in the beginning as there were virtually no laws. Later things changed. Australia was initial settled by "criminals" who were later freed and started better lives for themselves
It depends on if you think it matters. Prestige helps because prestigious schools tend to be very good. It also looks really good on your resume. However, some schools aren't very prestigious and are very good. Like I said, it really depends on if you care about it or not.
The exchange of diseases impacted both civilizations. Research small pox (a disease the Europeans brought to the Americas) and syphilis (a disease the American's gave to the Europeans).
Answer:
Yes.
Insurance, by its very nature, socializes risks and losses while privatizing profits.
Explanation:
This has been the nature of insurance, health insurance inclusive. All insurance is about spreading (socializing) the risks so thinly that each affected person does not feel any heavy burden. A health insurance policy collects some amount of premium in order to cover unforeseen health risks for the insured. There is no policyholder who pays for the full cost of her policy. The cost is always spread out to the insuring public.
Home equity means the market value of owner's "unencumbered" interest of their land or property. The property's equity increases once the person, who loans the amount to buy the house, will make the payments against the mortgage balance. Home equity is another term for real estate value.
