Answer:
In practice, neither the Vice President nor the President pro tempore—customarily the most senior (longest-serving) Senator in the majority party—actually presides over the Senate on a daily basis; that task is given to junior Senators of the majority party.
This is because both Puerto Rico and the Virgin Islands were unincorporated territories of the United States with the U.S president as head of State. There was no need to patrol Puerto Rico and the Virgin Islands as the U.S blockade was against Cuba, not against the two U.S territories.
Hello~
The answer(s) to your question is A, C, and D.
Individuals began to start more private businesses.
New banking systems financed the growth of business.
Factories began to employ specialized workers.
~Hope this answer your question!~