Freya realizes she does not have enough in her bank account to use the debit card. She decides to use a credit card instead. Whi
ch questions should Freya answer before using a credit card? Check all that apply. Can I pay at least the minimum payment each month?
Can I make payments on time and avoid late fees?
Will I have to take out a loan?
How much in finance charges can I afford to pay?
Should I talk to a consumer credit counseling service?
All of these are viable thoughts when getting a credit card, but only some can be applied to her situation.
1, 2, 4, and 5 are what Freya may ask herself. A loan doesn't seem nessecary, as she can get only further in debt.
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