Those with schizophrenia might suffer from deficits in long-term memory (the ability to learn and retrieve new information or experiences in one's life) as well as short-term memory (the ability to maintain information over a short period of time).
While the definition of short-term memory is self-explanatory, the definition between parentheses: "the ability to learn and retrieve new information or experiences in one's life" seems to refer to 2 different types of long-term memory.
- "the ability to ... retrieve ... information ... in one's life" refers to semantic memory if it concerns only <u>ideas and concepts which were not created by personal experience</u>. This includes elements of common knowledge that people learn at school, for example.
- "the ability to ... retrieve ... experiences in one's life" refers to episodic memory if we are talking the ability to retain and conjure <u>autobiographical memories</u>. In other words, it has to do with being able to recall places, emotions, and circumstances surrounding events which happened to us. For example, many people have enduring episodic memories of their wedding day.
Premiums and policy values tend to be correlated. Products with a wide range of benefits, low cost sharing at the time of payment, and high actuarial value tend to have high insurance premiums.
<h3>What is actuarial Value? </h3>
The percentage of the average total cost for covered services that is covered by the plan. For example, if your plan has an average actuarial value of 70%, you will cover 30% of the cost of all benefits.
<h3>How do actuaries evaluate health insurance?</h3>
This is calculated using medical claims from a standard population along with the plan's copay provisions to simulate claim payments. The commission percentage paid by the scheme is the actuarial value.
<h3>What is monthly bonus (premium)?</h3>
This is the monthly payment for health insurance. In addition to premiums, you will usually have to pay medical expenses, including deductibles, copayments, and coinsurance. If you have a Marketplace health plan, you may be able to take advantage of a benefit tax credit to reduce your costs.
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Your answer would be A. Stir-fry with Veggies
The rule of 72 is a formula used to measure the approximate time it will take for an investment to double. The word "approximate" should be highlighted, as it is not a 100% exact formula.
The formula used is to divide 72 between the interest rate paid by the investment. The result is the number of years in which the capital invested will double.
It is important to mention that at the interest rate or return on your investment you must subtract the inflation. For example, if the annual rate of return is 15%, and inflation is 5% per year, your net rate is 10%.
For example, if you have an investment of $ 10,000 in a mutual fund, which pays you 10% per year. If you calculate 72/10, you will see that your investment will double in 7.2 years.
Now, if there is an annual inflation of 2%, the calculation should be 72 / (10-2), with which the investment will double in 9 years.
