The kind of ROI Luis demonstrates is : Positive ROI
<h3>Positive ROI</h3>
A positive ROI is defined as when the cost of a financial decision/step is lower than the gain of a financial decision.
Luis takes a loan to help him earn a certificate, the certificate he earns has helped him earn a good salary job which he can use to repay the loan.
Therefore in the long term Luis will have a positive return on investment on his financial decision.
Hence we can conclude that the kind of ROI Luis demonstrates is Positive ROI.
Learn more about ROI here : brainly.com/question/23603222
Politically correct English refers to the act of changing a word or expression instead of another in order to avoid being offensive. This can apply to situations such as sexism or racism. An example of this would be to use the term "Firefighter" instead of "fireman"
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Answer:
According to the U.S. Department of Education, most American colleges and universities award college credit by the semester hour. In order to receive an associate degree, you must earn at least 60 credits, which typically can be fulfilled by completing 20 three-credit courses.